A5 simple monthly budget inserts, one calm spread for every month

This A5 simple monthly budget gives each month one calm two-page spread across 36 undated pages, plus a guide, two alternative layouts and a year summary. The inserts suit A5 ring binders, half letter binders and discbound planners, and print-and-cut A4 and Letter versions are included. Both page sizes and both cut sheets arrive as an instant download, and nothing is mailed.

No currency appears on the pages, so they suit any country.

How the A5 simple monthly budget keeps money easy

Every month opens on a spread. The left page holds income and a month overview with 11 fixed bills and paid boxes. The right page holds 11 variable spending categories with budget and spent columns, plus savings, debt and notes.

Two paydays a month? Use the paycheck-split layout, where each check has 12 bill rows of its own and you decide which bills it pays. Prefer to keep things bare? The minimalist layout leaves 18 category rows blank, with columns for budget, actual and difference. At the end, a two-page year summary gathers all twelve months. Undated and currency-free, the set lets you start any month and print more spreads as you go.

Who this monthly budget suits

• Owners of an A5 6-ring, half letter or junior discbound planner looking for budget pages in the right size
• New budgeters who want a single clear spread each month rather than a bulky budget binder
• Anyone with two paydays a month who likes deciding in advance which bills each check will handle
• Anyone making a fresh start with money partway through the year, in whatever currency they use

Design and printing

• Elegant and minimal: white pages with soft blush pink details that go easy on ink
• Roomy margins all around, so nothing gets trimmed by a home printer
• Portrait pages in A5 (148 x 210 mm) or Half Letter (5.5 x 8.5 in), with cut sheets you print on A4 or US Letter
• No dates and no currency, so any month of any year can be your starting point
• A 14 mm binding margin placed left on odd pages and right on even pages, plus 8 mm along the outer edge
• Lines at least 6.5 mm apart and text never below 8.5 pt, so small pages stay comfortable to write on
• Cut sheets carry a dashed center line and cut ticks, so one cut produces two pages
• Keep the pages in a binder or on a clipboard, or take them to a print shop for spiral binding

Inside the A5 simple monthly budget: 36 pages

1. 1Cover listing what is on each spread, with your name and start date
2. 2How to use your budget (left), with the simple equation of income less money going out, five easy steps and a starting point box for your first month, take-home pay, largest bill, savings goal and why it matters
3. 3How to use your budget (right), with a worked example, help choosing a spread, seven money tips and an explanation of the numbered months
4. 4Classic monthly budget (left) with 4 income rows and a total, overview totals for the month, 11 fixed bills with due date, amount and a paid box, and a space for bills to remember
5. 5Classic monthly budget (right) with 11 flexible spending categories, each with a budget and a spent column, along with savings goals, debt payments and notes
6. 6Paycheck-split budget (left) with the pay date and amount for paycheck 1, 12 bill rows with due, amount and paid, what remains from that check and a savings and debt table of 5 rows
7. 7Paycheck-split budget (right) with paycheck 2 laid out the same way, totals for the month and notes
8. 8Minimalist budget (left) with money in, totals and 14 rows of money out (category, budget, actual, difference)
9. 9Minimalist budget (right) with 4 extra money out rows and a total, what you are saving for and paying off, a goal for the month and notes
10. 10 and 11Month 1 of 12, a copy of the classic spread with a line to write in the month
11. 12 and 13Month 2 of 12, the classic layout again, with a blank line for the month name
12. 14 and 15Month 3 of 12, another classic spread, ready for you to name the month
13. 16 and 17Month 4 of 12, the classic layout with space to add the month
14. 18 and 19Month 5 of 12, a classic spread with its own month line
15. 20 and 21Month 6 of 12, the same classic layout, with the month to fill in
16. 22 and 23Month 7 of 12, a fresh classic spread with a line for the month
17. 24 and 25Month 8 of 12, the classic layout, month name left blank for you
18. 26 and 27Month 9 of 12, a classic spread waiting for its month
19. 28 and 29Month 10 of 12, the classic layout with a month line at the top
20. 30 and 31Month 11 of 12, one more classic spread with a month line
21. 32 and 33Month 12 of 12, the final classic spread, with space to write the month
22. 34Year summary (left) with a row for each of the 12 months showing its name, income, fixed bills and spending, then totals, all savings, all debt repaid and money wins
23. 35Year summary (right) with savings, debt paid and money left over for all 12 months, totals, your best month, biggest win and a wish for next year
24. 36Lined money notes with a line for the date

Files included

• A5 PDF: Simple Monthly Budget A5 & Half Letter Inserts, 148 x 210 mm, 36 pages
• Half Letter PDF: Simple Monthly Budget A5 & Half Letter Inserts, 5.5 x 8.5 in, 36 pages
• A4 print-and-cut PDF, two A5 pages on each landscape sheet, 18 sheets
• US Letter print-and-cut PDF, two half letter pages on each landscape sheet, 18 sheets
• Read Me First (PDF), a printing, cutting and hole punching guide with a page finder

How to download and print

• Check out with PayPal, a debit or credit card, Apple Pay or Google Pay. Your download page opens as soon as the payment goes through.
• We email the same private download links to you, so you can download your files again later.
• Open the PDF in a free reader such as Adobe Acrobat Reader and print at 100% or Actual size.
• Print the A5 or Half Letter file on small paper, or print a print-and-cut file on A4 or US Letter paper and cut each sheet in half.
• Print only the pages you need, as often as you like, for your own personal use.

Before you order

• This budget is a set of print-ready PDFs, not a hyperlinked digital planner. You can still import the file into a note taking app and write on it by hand.
• It is a digital download only. Nothing will be shipped.
• Colors on paper may look a little different from your screen.
• Licensed for your household only. Kindly keep the files to yourself rather than sharing or reselling them.
• Digital files cannot be returned. If a file does not open or print correctly, email us and we will help you right away.
• Because binder brands space their rings differently, the pages have no punch marks. Use an A5 6-hole, junior or disc punch of your own on the roomy inner edge.
• Use it to plan your own money. It does not count as financial advice and cannot stand in for a qualified financial professional.

How this was made

Designed and written by PetiteDiary. AI tools helped draft parts of the text, and some background scenes in the preview images were created with AI. Every page was designed, reviewed and checked before release.

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