Adulting workbook for young adults: budget, bills, moving out and more

Adulting workbook for young adults who are settling into life on their own and want all the practical skills gathered in one calm place. Its 44 pages are undated and work with any currency. They walk you through money first (a starter budget, bills, your pay slip), then finding and moving into a home, then everyday life: meals, cleaning, laundry, health, your car and insurance, important papers and your goals.

It comes as an instant PDF download in US Letter and A4. Nothing is shipped, so you can print it and start this week.

How this adulting workbook for young adults takes the guesswork out

Set up a first budget that compares what you planned with what you actually spent, place every bill on a calendar numbered 1 to 31 and find out what each line of a pay slip really means. Bring the renting checklist to viewings, weigh up three apartments next to each other and follow a moving-out checklist that begins eight weeks before the big day.

Day to day, a list of 20 easy meals, a weekly meal plan, a cleaning schedule and a laundry guide make home life simpler. With no dates and no currency printed, you can begin in any month and print the budget pages, trackers and check-ins again whenever you need them.

Who this life skills workbook is for

• Young adults heading into a first apartment or dorm, or living independently for the first time
• New graduates starting their first job and their first real budget
• Anyone who never picked up budgeting, cooking, cleaning or paperwork at home and wants a calm way to catch up
• Parents who'd like to sit with a teen or young adult and work through the basics together

Clean design that is easy to print

• Minimalist white pages with soft blush pink accents that use little ink
• Wide margins on each page, so your home printer won't trim anything
• Portrait pages in US Letter (8.5 x 11 in) and A4 (210 x 297 mm)
• Undated and currency-free, so it suits any month and any currency
• Made for a binder or clipboard, or spiral binding at a print shop

Inside the adulting workbook for young adults: 44 pages

1. 1Cover with an index of every page
2. 2Start here, a tour of the six sections, the first move to make in each, tips for using the pages and a reminder that nothing here is financial advice
3. 3Adulting check-in, a 1 to 5 confidence rating across 13 everyday skills, then your current strengths and which skill to learn first
4. 4Money snapshot of 7 rows each for money coming in, where your money is kept, what you owe and what you own
5. 5Income and expenses, starting with take-home income, then the simple equation of income less expenses, and 14 rows of monthly costs labeled need or want, fixed or changing
6. 6My first budget comparing planned and actual amounts for needs, wants and future you, with totals and money still to assign
7. 7Spending tracker of 20 rows for date, item bought, category, need or want and amount
8. 8Bills calendar, placing each bill on its due day from 1 to 31, with monthly totals and lists for autopay and bills paid by hand
9. 9Bills and subscriptions, a list for 11 recurring bills plus 8 subscriptions, each noting the day it's due, the amount, autopay and a date to cancel by
10. 10How to read a pay slip, using a generic example marked in 9 numbered parts, with simple explanations of gross pay, net pay, deductions and totals for the year so far
11. 11Pay slip check with a pay log of 16 rows and a checklist for comparing each slip with what you expected
12. 12Emergency fund tracker with a target calculator, what truly counts as an emergency, 100 circles to fill in and a log of deposits and withdrawals
13. 13Savings goals, room for four goals, each with a target, a date and 50 circles
14. 14Renting checklist for before you start looking, during the viewing, questions for the landlord and before signing
15. 15Compare apartments, a side by side chart for three places covering rent, the deposit, utility costs, how long the lease runs, your commute, pets, laundry access and other details
16. 16Moving-out checklist running from 6 to 8 weeks ahead through to the final week, plus who to notify and a moving budget
17. 17Moving day and first week, with a moving day checklist, an open-first box, jobs for the first week and things to repair or report
18. 18First home essentials, grouped into kitchen, bath, bedroom, cleaning supplies, tools and safety items
19. 19Home info and contacts covering the landlord, lease dates, utilities and services, where things are kept and useful local numbers
20. 20Kitchen basics listing pantry staples, fridge and freezer staples, 10 core cooking skills and food safety reminders
21. 2120 simple meals with their main ingredients and a box to tick after you cook each one
22. 22Weekly meal plan with rows for breakfast, lunch and dinner, a prep ahead row, a leftovers plan and a food budget
23. 23Grocery list sorted by produce, protein, dairy and eggs, pantry, frozen and household
24. 24Cleaning schedule split into daily 10 minute jobs, weekly, monthly and every few months
25. 25Cleaning tracker covering 12 tasks over two weeks
26. 26Laundry basics, six steps for each load, care label symbols decoded and a temperature guide
27. 27Laundry day and stains, a checklist for wash day, the supplies to keep, and quick fixes for 6 common stains
28. 28Health basics covering your doctor, dentist and other providers, health insurance, routine checkups and how to book an appointment
29. 29Appointment log of 18 rows, questions for your next visit and notes
30. 30Health info card with details about you, emergency contacts, medications, allergies, conditions, vaccines and family health notes
31. 31Car and insurance basics, listing the documents to carry, checks to do each month, insurance essentials, a what to keep in the car list and steps after an accident
32. 32Car care log with your car's details, due dates and a service and repairs log of 13 rows
33. 33Insurance overview with 8 policy rows, four insurance terms explained and questions to ask before buying
34. 34Paperwork filing system using eight folders, how long to hold on to papers and a monthly paper sort
35. 35Important documents checklist for 12 key documents, noting copy, location and expiry
36. 36Yearly adulting calendar with room for every month
37. 37Weekly admin hour for money and admin tasks, calls, forms and emails, things you're waiting on and what's done
38. 38My adult life vision, picturing your future home, money, work or study, health, the people you love, fun and personal growth
39. 39Goal planner with 8 steps, a deadline, obstacles and who can help
40. 40Monthly check-in rating six areas of life, plus a money check
41. 41Adulting habit tracker, 15 rows of habits across a 31 day month
42. 42Skills to learn, 10 practical ideas and extra blank rows
43. 43Wins and lessons
44. 44Dot grid notes

What you download

• Adulting Workbook, US Letter PDF (44 pages)
• Adulting Workbook, A4 PDF (44 pages)
• Read Me First, a brief printing guide (PDF)

How to download and print

• Check out with PayPal, a debit or credit card, Apple Pay or Google Pay. Your download page opens as soon as the payment goes through.
• We email the same private download links to you, so you can download your files again later.
• Open the PDF in a free reader such as Adobe Acrobat Reader and print at 100% or Actual size.
• Print only the pages you need, as often as you like, for your own personal use.

Good to know

• The workbook is a PDF intended for printing, not a hyperlinked digital planner. You can still import it into most note taking apps and write on it.
• You receive a digital file only. Nothing physical is mailed.
• Colors may look slightly different on screen than on paper.
• For personal use only. Please don't share, resell or redistribute the files.
• Digital files can't be returned, but if a file won't open or print properly, email us and we'll help right away.
• These pages are a tool for organizing your life and learning the basics. Nothing here counts as financial, tax, legal, insurance or medical advice, so for decisions that affect you personally, please consult a qualified professional.

How this was made

Designed and written by PetiteDiary. AI tools helped draft parts of the text, and some background scenes in the preview images were created with AI. Every page was designed, reviewed and checked before release.

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