A6 budget planner inserts, a pocket money section for your binder

This A6 budget planner fills your A6 ring binder with 32 undated pages at true A6 size (105 x 148 mm, 4.1 x 5.8 in). It covers a monthly budget, planned versus actual spending, a paycheck plan, bill trackers, an expense log, savings and sinking fund pages, debt payoff pages and money reviews. You get the pages as single A6 sheets with crop marks, and as print and cut files with four pages on each A4 sheet or two on each US Letter sheet.

It is an instant download. Nothing is shipped.

How the A6 budget planner keeps money simple

Begin with your list of bills and your money goals. After that, each month gets its own budget page with income, nine rows for fixed costs and a line for savings and extra debt payments.

The planned versus actual page lists 12 ready-made categories, from groceries to subscriptions, so overspending shows up in seconds, and the paycheck plan divides each paycheck before it lands. A savings chart, emergency fund milestones, sinking funds and a 100 square debt free chart turn progress into something you can color. Undated and suited to any currency, it can start in any month, and the monthly pages can be printed again whenever you need.

Who this pocket budget planner is for

• Anyone with a 6-ring A6 binder who wants a complete money section that fits in a handbag
• People making their first budget who prefer calm, simple pages to a huge spreadsheet
• Anyone paying off debt or building an emergency fund who enjoys coloring in their progress
• Planner lovers already using general A6 inserts who want dedicated money pages beside them

Design, sizes and cutting

• Elegant, minimal pages in white with soft blush pink accents that use little ink
• Wide margins, so a home printer will not clip anything
• True A6, 105 x 148 mm (4.1 x 5.8 in), portrait, with equal wide margins left and right so either edge can be punched
• No dates and no currency, so you can begin in any month and year and use your own currency
• Print and cut files: A4 sheets carrying four A6 pages (two straight cuts) and landscape US Letter sheets carrying two, with cut lines and a 50 mm size check
• A single page file with crop marks for home printing on any paper or for a print shop
• Use it in a binder or on a clipboard, or have it spiral bound at a print shop

Inside the A6 budget planner: 32 pages

1. 1Front cover with lines for your name, the year and the start date
2. 2Welcome page: your month in four steps (plan, pay, track, review), a list of sections, tips for using it, notes, your reason for budgeting and a not financial advice note
3. 3Money goals: three numbered lines for what you want this year, short and long term goals with checkboxes, a 5 row table for each goal's amount and deadline, and your money why
4. 4The year in one table: a row per month and a total row for income, spending, savings and debt paid, plus your best month and what you saved this year
5. 5Income tracker with 15 rows for the date, source, expected and received amounts, and totals for each
6. 6Bill list with 14 rows for the bill, due day, amount, how it is paid and an autopay circle, plus bills that come once or twice a year
7. 7Monthly budget: an income table, a summary (income, planned, still to plan), 9 fixed cost rows with planned and actual, and 3 rows for savings and extra debt payments
8. 8Planned versus actual with 12 ready-made categories (groceries, dining out, gas and transport, household, personal care, health, clothing, kids and pets, gifts, fun, subscriptions, other) and 2 blank rows, each with budget, actual and difference, plus where you came in under and where you went over
9. 9Plan for 2 paychecks, each with its date, amount, 6 rows showing where the money goes with a done circle, and what is left
10. 10Monthly bill tracker with 16 rows for the bill, due date, amount and a paid circle, the bills total and how much is paid so far
11. 11Bills over the year: 18 bills across 12 months with a tick box each month, plus bills you would like to lower
12. 12Subscriptions: 14 rows for the name, cost, renewal date and a keep circle, the monthly total and ones to cancel
13. 13Expense log with 21 rows for the date, item, category and amount, a page total and the amount carried over
14. 14A week of spending: two lines per day for 7 days with what you bought, the amount and a need circle, plus the weekly budget, spent and left
15. 15Tracker for one category: this month's budget, a 16 row running balance (date, what you bought, amount, remaining) and a plan for next month
16. 16No spend days: 31 numbered circles to fill in, your rules, what you did instead, the count of no spend days and money kept
17. 17Wish list with a 30 day wait: 14 rows for the item, cost, date added and a still want it circle, plus things bought after waiting and how you feel about them
18. 18Savings goals: room for 4, each with the goal, target, deadline, a progress bar in 10 steps from 10% to 100%, the amount saved so far and the monthly amount
19. 19One goal in detail: target amount and date, a 10 step progress bar and 13 rows for date, deposit, withdrawal and running total
20. 20Savings chart of 100 numbered circles, one filled per deposit, with the goal amount and the value of each circle
21. 21Emergency fund: monthly essentials, your goal, 7 milestones from a starter fund up to 6 months with a reached circle, and a 7 row log of money added, what it was used for and the balance
22. 22Sinking funds overview: 8 ready-made funds (car repairs, gifts and holidays, vacation, medical, home repairs, insurance, back to school, pet care) and 3 blank rows, each with the yearly cost, the monthly amount and what is saved
23. 23Three sinking fund trackers, each with the fund name, the goal and 4 rows for date, money in, money out and balance
24. 24Debts at a glance: 10 rows for each debt's balance, rate, minimum and due date, plus total debt, total minimums and your debt free date
25. 25Payoff plan: pick snowball (smallest balance first) or avalanche (highest rate first), an 8 row payoff order with a paid off circle, the extra amount each month, a start date and how you will celebrate
26. 26Tracker for one debt: starting balance, rate, minimum, a 10 step paid off bar and 13 rows for date, payment, interest and balance
27. 27Debt free chart: 100 squares you fill from the bottom up, marked from 10% to 100%, with the total to repay and the value of each square
28. 28Monthly review: income, spending, savings and debt paid, wins, surprises, where you went over and why, a 1 to 10 money feelings scale and your plan for next month
29. 29Year in review: total saved, debt paid, net change, biggest wins, lessons, habits worth keeping and money goals for next year
30. 30Lined page for money notes, with a line for the topic
31. 31Dot grid page for sums and notes
32. 32Back cover with started, finished, goals reached and a note to your future self

Files in your download

• A6-Budget-Planner-A6.pdf: 32 single A6 pages, each with crop marks
• A6-Budget-Planner-Print-and-Cut-A4.pdf: 8 A4 sheets with 4 pages on each
• A6-Budget-Planner-Print-and-Cut-Letter.pdf: 16 US Letter sheets with 2 pages on each
• Read Me First: a guide to printing and cutting with a page finder (PDF)

How to download and print

• Check out with PayPal, a debit or credit card, Apple Pay or Google Pay. Your download page opens as soon as the payment goes through.
• We email the same private download links to you, so you can download your files again later.
• Open the PDF in a free reader such as Adobe Acrobat Reader and print at 100% or Actual size.
• Print only the pages you need, as often as you like, for your own personal use.

Good to know

• This is a themed set of PDF pages for printing and cutting, not a hyperlinked digital planner. It is separate from the general A6 Planner Inserts and A6 Daily Inserts in our shop and only adds money pages, so the sets sit happily together.
• This is a digital product. Nothing physical is shipped.
• Printed colors may differ slightly from your screen.
• For personal use. Please do not share, resell or redistribute the files.
• Digital files cannot be returned. If a file will not open or print properly, email us and we will help right away.
• It is a tool for organizing your own money and is not financial, tax or legal advice.
• Hole spacing can vary between A6 binders, so compare the positions with an insert you already have before you punch.

How this was made

Designed and written by PetiteDiary. AI tools helped draft parts of the text, and some background scenes in the preview images were created with AI. Every page was designed, reviewed and checked before release.

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